What does ClientCouncil.ai do?

It decides whether a private bank should accept a prospective high-net-worth client, on what conditions, and then watches that relationship continuously, re-scoring it whenever new court, sanctions, registry or media facts emerge.

How is it different from KYC?

KYC asks whether you can onboard. ClientCouncil asks whether you should, weighing the risk of accepting against the risk of declining and returning a cited, auditable position rather than a screening hit.

Is a human still in control of the decision?

Yes. The Council recommends with cited evidence; the institution's committee decides. Every override is recorded with its rationale in an append-only audit trail.

Should this institution want the relationship?

ClientCouncil.ai is decision intelligence and continuous surveillance for private banks and wealth managers. Every prospect and every existing client becomes one living profile carrying one dual-risk verdict, kept current for the life of the relationship.

KYC asks if you can onboard. Nobody asks if you should.

Private banks prospect constantly and expensively. Due diligence is fragmented across screening vendors, relationship-manager judgment and committee deliberation — and it ends the day the account opens. Meanwhile every existing client can drift out of alignment: executive fraud, indictments, litigation, regulatory enforcement, sanctions exposure. White-collar events that become reputational, legal or financial liabilities, often discovered from the newspaper rather than the file.

ClientCouncil answers the broader question: should this institution want the relationship, under what conditions, and how should that judgment change the moment new facts emerge?

Two jobs, one living profile per person

Job 01 — Acceptance: decide whether to onboard

The Council assembles the full picture — corporate history, litigation, archived web presence, network exposure — and renders a dual-risk verdict with conditions: the risk of accepting (legal, regulatory, reputational), the risk of declining (network value, referral gravity, the franchise doors that close), and the conditions of acceptance (structures, covenants, review cadence). Read more about client acceptance decisions.

Job 02 — Surveillance: watch every client, continuously

Every existing client is monitored for events that misalign them with the institution. The profile is re-scored the moment new facts emerge and the desk is told what changed and why it matters — event detection across courts, regulators, sanctions lists and media; delta re-scoring with citations; and escalation playbooks to retain, restructure, restrict or exit. Read more about continuous client surveillance.

Declining has a price too

Every verdict weighs two curves. The Council does not return a yes or a no; it returns a position — accept, decline, or accept under conditions — with every factor cited and every override recorded. On a representative prospect, a settled regulatory action adds to the risk of accepting, referral gravity across eleven founders and three family offices adds to the risk of declining, and a verified liquidity event reduces the risk of accepting.

The record, including the parts that were deleted

Every claim in a dossier carries its citation, retrieval date and confidence. Evidence is drawn from web archives and deleted history, court dockets and filings, sanctions and PEP designation networks resolved through ownership graphs, beneficial ownership across more than 190 corporate registries, tier-weighted adverse media in more than 40 languages, and public offshore leak corpora. See the full source fabric.

Built to be examined by your regulator

Every score, source, model version and human override is immutably logged and exportable. The Council recommends; your committee decides. Deployment is single-tenant in your jurisdiction — Switzerland, the EU, the UK, Singapore or the US — and client data is never used to train shared models. See security and governance.

Priced per relationship watched

Desk is $8,500 per month for a single private-banking desk with 150 monitored profiles and 20 acceptance dossiers a month. Institution is $45,000 per month for bank-wide acceptance and surveillance across 2,500 monitored profiles with an intraday cycle. Sovereign is custom-priced for single-tenant deployments. Full detail on pricing.

Common questions

What does ClientCouncil.ai do?: It decides whether a private bank should accept a prospective high-net-worth client, on what conditions, and then watches that relationship continuously, re-scoring it whenever new court, sanctions, registry or media facts emerge.
How is it different from KYC?: KYC asks whether you can onboard. ClientCouncil asks whether you should, weighing the risk of accepting against the risk of declining and returning a cited, auditable position rather than a screening hit.
Is a human still in control of the decision?: Yes. The Council recommends with cited evidence; the institution's committee decides. Every override is recorded with its rationale in an append-only audit trail.

See your own book through the Council's eyes

A 45-minute briefing with two of your real, anonymised cases scored live. Request a briefing, explore the platform, read how the AI Council works, or open the live console.

Every prospect. Every signal.One auditable verdict.